Recent Fire Damage Posts
How To Protect Your Home After a Fire
Fire damaged roof from a home in Shawomet, RI.
If your home in Shawomet, RI, is damaged by a fire, you need to know how to protect it from further harm. If you don't properly board up your home, you risk further damage and losing your insurance coverage of the fire damage.
Benefits of Boarding Up Your Home
Fire damage makes your home more vulnerable to other potential risks:
You can avoid these risks by having a fire damage repair service in Shawomet, RI, do an emergency board up immediately after the fire is put out.
Windows and Doors
Windows and doors are often damaged in a fire either by heat or firefighters having to break them to access and put out the fire. You should board up your windows and doors as soon as the fire has been put out. Broken windows and doors make it easy for pests, unauthorized persons and water to enter your home.
If your roof has been damaged, rainwater can leak into the home. This can cause additional damage to the roof, ceilings, electrical wiring, flooring and more. Roofs should be covered with tarps to ensure that they are waterproof.
If you do not secure your home after a fire, you risk losing your insurance coverage. Since additional damage could drive up the cost of repairs, many insurance providers require an emergency board-up. They also want to avoid liability claims from an unauthorized person entering the home and getting injured on your property. Call your insurance provider immediately after a fire and ask what precautions you are required to take.
Having a fire damage repair service board up your home after a fire can help prevent all kinds of additional damage. Entry points, such as windows and doors, should be boarded up immediately. Damaged roofs should be covered with a tarp. If you do not take these precautions, you risk losing your insurance coverage, so make sure you are familiar with your provider's policies.
How to Create a Fire Escape Plan for Your Home
Every home should have a fire escape plan
Your home catching on fire is an undoubtedly devastating event. Many people in Warwick, RI don't think it can happen to them until they find themselves in the middle of an emergency. To prepare, every home should have a fire escape plan. A method to escape your house can keep you and your family members safe from the flames.
These tips can help you get started.
1.Know Two Ways to Get Out of Every Room
According to the Red Cross, every member of the household should know another way to escape a room if the door is blocked. This often involves climbing out a window. When smoke is pouring in, you don't have time to think. Developing an alternate way out in advance can save your life.
The faster you move, the better. It's a good idea to have trial runs a few times a year to make sure every member of your household can escape in just a few minutes. This is especially beneficial for younger kids who might struggle climbing out of windows. If you have a two- or three-story home, accessing a ladder might be necessary. Consider getting an escape ladder to install under your windows.
3.Establish a Meeting Place
Every good emergency escape plan should include a meeting place outside the home, such as a tree or a nearby house. This is a good way to make sure every member made it out of the flame-infested property. From there, you can call the fire department and a fire restoration company that can get started on cleaning up the damage.
A home fire is never a happy occasion. Developing a fire escape plan is the best way to make sure every member of your household understands how to respond during an emergency. With adequate preparation, hopefully, the only damage during this event will be to your possessions.
Renters Insurance and Fire Damage
Having renters insurance is important
Savvy renters in Frenchtown, RI, know the importance of having renters insurance. If the unexpected happens, it provides peace of mind that your belongings will be covered. Since every policy may be a little different, it is important to thoroughly understand it, especially when it comes to having to make a fire damage claim.
In general, there are three types of available coverage:
Personal Property – Damaged belongings
Additional Living Expenses – Costs for temporary relocation
Liability – Damage afflicted to another person
In situations such as a fire, renters insurance is vital for replacing your damaged belongings. Whether the fire was accidentally started during cooking or spread from another apartment, most insurers will cover items directly affected by the fire. It’s also important to understand that any structural damage will not be covered by this policy. The property manager or landlord will have their own insurance to cover those repairs.
Additional Living Expenses
The other important reason for having your own insurance is the potential need to temporarily relocate. If the damage was significant enough, fire restoration by a fire and smoke damage restoration company may not be a quick process. If you have to live somewhere else for a while, the costs can quickly add up. Even having to stay at a hotel for a few days and eat out can result in a lot of unexpected expenses. If the damage is enough to force a permanent move, the policy may also cover costs associated with the move. Other expenses covered may include the cost of doing laundry, furniture rental, storage costs and pet boarding. Again, how much will be covered is dependent on the policy and amount of coverage you have paid for.
A lot of unknowns can happen inside and outside the home. Even if you are a renter, having renters insurance is important to more easily take on the unexpected.
Important Facts about Smoke Damage
Fire damage in an East Greenwich, RI building
A fire in your building could have catastrophic effects. Not only could it pose a danger to anyone inside, but it could also severely damage or destroy the structure, making it impossible to continue to use it. You may not think that smoke damage would have similar consequences. However, the ash and soot that remain in the building after crews have extinguished the flames can pose challenges as well. You should understand how professional smoke cleanup companies handle this type of emergency and how you can restore the building to working order.
How Smoke Damage Causes Issues
While flames can quickly engulf materials, smoke damage can be more gradual but has lasting effects.
Soot and ash from the smoke can ruin electronics.
The odors can get into furniture and clothing, making it difficult to remove the unpleasant smell.
Smoke can also discolor walls and flooring.
The Cleanup Effort
Smoke cleaning is a job left to an experienced team of professionals in East Greenwich, RI. Technicians have the skills and equipment to thoroughly remove the thickest layers of soot and restore heavily damaged areas of your building. The crew will first ensure that the HVAC system is off so it doesn't spread any remaining smoke. The team will vacuum the ash and soot as well as wipe off surfaces with this residue. Next, technicians will use powerful chemicals to scrub all areas of the building, ensuring that they are sanitized. This will include not only hard surfaces but fabrics and porous materials.
A Note About Insurance
Your commercial building insurance should cover soot damage and other effects from the fire and smoke. Your policy should be valid even if the fire started at an adjacent building and spread to yours. If you have any questions, you should contact your agent as soon as possible.
Don't let smoke damage be the end of your business. With the right, timely help, you can get back to work soon.
3 Tips for Preventing Fires in Your Home
You should test your detectors at least once a month
Fire Prevention Tips
A serious house fire can be one of the most difficult disasters for a homeowner to recover from. However, proper fire preparation can reduce your chances of a house fire. Consider adding these three fire prevention tips to your fire safety plan.
1. Maintain Your Smoke Detectors
For smoke detectors to be effective, they need to be regularly maintained. You should test your detectors at least once a month. Make sure your detectors have fresh batteries. Most units will make a chirping noise when the battery is getting low. Replace your detectors at least once every 10 years.
2. Know-How To Put Out a Grease Fire
The kitchen should be a focal point of your fire preparation efforts because many house fires start in this room. If a fire occurs while you are cooking, you should cover the fire with a heavy metal lid, or sturdy metal sheet pan. This will deprive the fire of oxygen. You can also smother small fires by using baking soda or salt. Keep a fire extinguisher in your kitchen to put out larger fires. Never throw water on a kitchen fire, because grease and water can cause a flare-up that could make the fire worse. Finally, if you are not able to quickly extinguish the fire, evacuate and call 9-1-1.
3. Keep Your Fireplace Clean
If you have a fireplace, be sure to keep it clean and have the chimney regularly swept by a professional. Do not keep flammable materials, such as Christmas trees, stockings, or furniture near the fireplace. Keep the metal screen closed when using the fireplace to prevent embers from exiting the fireplace and starting a home fire.
These fire preparation tips can help you avoid or mitigate fires that may occur in your home. However, it is not possible to avoid all potential risks. If a fire has occurred in your home, a fire restoration company in Kettle Corner, RI, can help you restore your home to preloss condition.
Know What to Do After a Commercial Building Fire
Commercial building fire in Hillsgrove, RI
Know What to Do After a Commercial Building Fire
Developing an action plan in the immediate aftermath of a commercial building fire may still prove to be too late. Creating a business disaster plan beforehand can mean the difference between keeping your business operating or losing it completely. The fire restoration process is anxiety-provoking enough, but it’ll be a smoother process for everyone involved if there’s a plan of action in place long before any fire erupts. So, make sure you:
1. Limit Additional Loss
Your insurance policy requires you to take whatever measures possible to mitigate further property damage (e.g., installing security fencing, tarping a roof, and boarding up windows and doors). This includes what’s left of the building and its contents. It’s important to begin this process immediately; the insurance company probably won’t cover additional damage that could’ve been prevented.
2. Inform Your Insurance
Your insurance company will require you to notify them as soon as possible regarding the incident. Before and after photos should be presented, if possible. Also, send them the fire report, which includes the date and time of the fire, its probable origin, and nature, whether accidental or otherwise. The insurance adjuster will come to the property to inspect the damage. Then, they’ll file a fire insurance claim so that fire restoration can begin.
3. Protect Salvageable Property
Retrieve as much property (e.g., computers, documents, and photos) as possible if it’s safe to re-enter the building. Water, smoke, and soot can cause permanent damage to many materials. However, some can be treated and salvaged if caught soon enough.
It’s best to keep your records organized and safely stored well before a disaster occurs. A copy of your insurance policy and a list of all valuable property with receipts and photos will assist with the claims process. If a disaster befalls your Hillsgrove, RI, building, you can count on fire damage cleanup experts. They’ll handle all of your fire restoration needs, including soot and smoke cleaning.
Ways to Reduce the Risk of Fire During a Gas Leak
A gas fire may not top the list of causes for home fires, but it is something that every homeowner should be aware of
Most homes in Warwick, RI, rely on natural gas in one way or another. Even if you don’t have a gas stove, there is a good chance your water heater and furnace use this relatively safe energy. Unfortunately, if there is a leak, it can result in a gas fire or gas explosion if proper actions are not taken.
Detecting a Leak
Luckily, energy providers add a chemical to gas to make it easy to detect a leak. It has a unique odor similar to rotten eggs. To avoid a gas fire and the need for fire and smoke remediation and restoration experts to repair your home, follow these steps:
- If you have a gas stove, verify the odor is not coming from there. Human error can easily result in forgetting to turn off a burner.
- Ventilate the home by opening doors and windows.
- Avoid turning lights on. Even a tiny spark can be enough to cause an explosion.
- Be aware of where your gas meter is and how it works. A wrench can be used to turn the gas off.
- If you aren’t sure where the smell is coming from, evacuate your home and call 911.
- Do not re-enter the home until it has officially been deemed safe to do so.
Avoiding a Fire
There are a few ways to help keep leaks at bay. Ensure your home has natural gas detectors. They should be placed in areas where gas may accumulate. Be sure to regularly test that work. Like a fire alarm, the batteries should be replaced twice a year. Most importantly, keep any combustible materials far away from gas-fed appliances.
A gas fire may not top the list of causes for home fires, but it is something that every homeowner should be aware of. Taking a few precautions and knowing what to do in case of a leak are vital to everyone’s safety.
Knowing How to Use a Fire Extinguisher Can Help Save Your Home
Knowing how to use a fire extinguisher can help save you
By far the best way to keep your family safe during a fire in Hillsgrove, RI, is to have working smoke detectors in all the recommended places. Second, this is an established home fire evacuation plan. Once you have both set up, the next step is to own a good fire extinguisher. However, they are only useful if you know how to properly use one.
First Thing’s First: Get Everyone Out!
Before you think of fighting a fire, make sure everyone is out of the home. Next, call the fire department. Once people and pets are safe, you can start thinking about stopping the fire before it gets out of control. However, if you have even a shred of doubt about your ability to fight the fire, get out and let the fire department handle it. Err on the side of caution here – by a big margin.
There Are Different Types of Fire Extinguishers
The four types of extinguishing agents are labeled ABCD:
Class A is for most standard solid materials, such as wood and paper.
Class B is for flammable liquids.
Class C is for electrical fires.
Class D is for flammable metals.
If you choose to have one type of extinguisher, go for the one labeled ABC. This is widely useful for most types of fires found in the home, such as a furnace, garage or kitchen fire.
P.A.S.S. the Extinguisher, Please!
Owning a fire extinguisher is pointless unless you know the proper way to use it. Most experts recommend the P.A.S.S. method.
PULL out the safety pin. Just yank it right out.
AIM the hose low – directly at the base of the fire. Smother it at its source.
SQUEEZE the handle.
SWEEP the hose from side to side, gradually smothering the entire area in flames.
Done correctly and when a fire is very new, these steps can drastically reduce fire damage in Hillsgrove, RI. Regardless, once the fire is out, call an experienced fire damage restoration company to help you with your insurance forms and get your home tarped and boarded to prevent further problems.
Tips To Prevent Kitchen Fires While Preparing Meals
Kitchen fire damage in East Greenwich, RI
Thanks to magazines, cooking shows and tips on the Internet, anyone in East Greenwich,RI, can become a great home cook. Watching your family and friends enjoy the main dishes, desserts, baked goods and side-dishes you have painstakingly prepared can be rewarding and fulfilling. But since a lot of favorite recipes include a variety of oils or butter, you can be at risk of starting a grease fire and ending the fun in a hurry.
A fire can be an unnecessary complication. You can take some steps to avoid a nasty kitchen incident by following a few simple tips next time you are whipping up a new recipe.
Avoid a Fire While Cooking
- Never leave a handle hanging over a lit burner or beyond the edge of the oven
- Avoid spatters that could ignite by not overfilling a pan with oil when frying, and be sure not to let the oil overheat
- Make sure to wipe up spills of butter or other greases immediately, especially from any burners
- When grease spills during baking or broiling, turn the oven off immediately. Wipe up the spill or if there are any flames, dump baking soda on them and close the oven to smother the flames. Use a home extinguisher as a last resort. Never put water on a grease fire!
Prevent Further Problems
If flames do break out and spread through the kitchen, the first thing you should do is call 911 and get help. It is also important to get professional help to clean up the greasy residue. Contact a restoration service in East Greenwich,RI, to clean up the fire damage and help remove odors. They can help you reclaim your kitchen and eradicate any leftover greasy spills.
When you are busy cooking things can escape your notice. Follow the tips above and you can enjoy your cooking without worry of dangerous flames destroying your dinner party or your kitchen.
Creating a Fire Escape Plan for Your Family
Create a plan with clear paths and multiple exits
Creating a Fire Escape Plan
Fires are dangerous and can be deadly. Therefore, it is crucial to have a fire escape plan
in place in the event of such a disaster. Plans should not be overly complicated or involve too many steps. In fact, to ensure the safety of your family plans should include three things.
- Clear and direct path
- Multiple exit points
Clear and Direct Path
To ensure the effectiveness of your emergency escape plan, you need to design clear pathways to escape. Do not place cumbersome furnishings over route lines. For example, if an escape path leads through the living room, between couches and chairs to the front door, then do not put a coffee or sofa table in the middle of the area. If your path leads to a first story window, then do not put a dresser in front of it. Keeping these pathways clear is crucial to the quick evacuation of your family during a confusing and possibly panic-inducing event. Don't make evacuation more challenging than it has to be.
Multiple Exit Points
Another tip for a fire escape plan is to have multiple exit points from each location. For example, when designing the escape plan from a bedroom, you could one exit option being the window and another being the doorway. Make clear and decisive decisions about these exit points so you can equip each space with the right tools. For example, if bedrooms are on the second floor, and the windows are escape option one, then make sure that each room has an escape ladder anchored to the wall.
It is not enough to plan. You must also practice. Repetition increases both cognitive and physical memory, which is often needed in disaster situations.
When designing an escape plan, you can reach out to restoration and remediation services in Frenchtown, RI. These companies will often provide advice on fire prevention and protection.
A fire escape plan is crucial to the safety of your family. Create a plan with clear paths and multiple exits, and then practice it routinely to ensure safety and awareness.
3 Things Every Homeowner Should Know About Grease Fires
Kitchen fire in Hoxie, RI
3 Things Every Homeowner Should Know About Grease Fires
Home fires can cause devastation regardless of the cause. However, a grease fire is a common type of conflagration that affects homes in Hoxie, RI. Since these kinds of fires occur frequently, it can be useful for homeowners to understand more about them.
1. Why Does Grease Often Cause Fires?
For many people, the kitchen is the heart of the home. Grease and oil are commonly used in this area for many styles of cooking. Leaving a pan unattended or using too much heat can cause the oil to get too hot and catch fire. Since these types of flames can spread so quickly, fire cleanup and restoration are often necessary after the blaze has been extinguished. In these situations, homeowners may find it useful to contact fire damage restoration experts.
2. How Should You Respond to a Fire Caused by Grease?
Using the appropriate type of fire extinguisher is important with any type of flames. To extinguish fires caused by grease, Class B extinguishers are often best. If the fire is small and has not spread outside of the pan or pot it started in, you may also be able to stifle the blaze by quickly placing a lid on top of the pan. Though water is often useful to put out fires that are caused by paper or wood, water should never be used on a grease fire since this can fuel the flames.
3. How Can You Prevent This Type of Fire?
Fortunately, there are ways you can decrease the likelihood of grease causing a fire in your home. Keeping oil and grease at lower temperatures and knowing how much heat different types of oils can withstand may help you to prevent problems when cooking. Additionally, you should always remain present when cooking so you can make necessary adjustments to the heat and take quick action if necessary.
When you understand the role of grease in kitchen fires, you can be prepared to immediately respond. Once you take measures to prevent a grease fire, you are likely to feel more confident when cooking with oil and grease.
Understanding Your Renters Policy
Renters insurance can come in handy if there is a fire in your apartment
You may expect a homeowners policy to cover a variety of issues if a house you own catches fire. What happens when you rent, though? If the fire was accidental, the landlord's insurance should cover the structure itself, but your renters insurance for your apartment in Kettle Corner,RI, may cover more than you think.
If the things you own get damaged during a fire, your coverage should pay for restoration or replacement of those items. A renters policy can replace a variety of belongings:
When you make a claim for your possessions, you want to make sure you get the replacement cost instead of the cash value of the lost items. This gives you the money you need to purchase new things rather than have to scrape together the difference between what your 5-year-old television was actually worth and what it would cost to get a replacement.
When the place you are living is uninhabitable, your renters insurance may cover the expenses of finding a temporary place to live. It may take a few weeks for fire restoration specialists to completely repair the property so that you can move back in. In the meantime, your policy can save you the cost of having to come up with extra money for your family's lodging.
Injury to Others
Sometimes, your own neglect may be the cause of fire damage to the building where you live. In this instance, you may be liable for damages to the property or injuries that other sustain as a result of the fire. It's helpful in these situations if your renters policy includes some liability coverage so that you don't have to pay these expenses out of pocket.
Renters insurance can come in handy if there is a fire in your apartment. While most of the policy is likely focused on your personal belongings damaged by the fire, it may also cover other expenses.
3 Ways To Prepare Your Business for a Fire
Prepare an evacuation plan
3 Ways To Prepare Your Business for a Fire
Fires can devastate businesses in Shawomet, RI, and though it's scary to think that your business could be affected by a fire, it's important to prepare for emergencies. Having a contingency plan in place can help to keep the people in your business safe and can help to protect your property.
1. Maintain Important Tools and Equipment
There are various tools and pieces of equipment that are often useful to have if a fire occurs, and it can be helpful to maintain these items. The fire alarms in your business should have the batteries replaced yearly, and the smoke detectors themselves should be replaced at least every 10 years. Keeping fire extinguishers in key locations, such as in kitchens or near electrical items, can also be helpful.
2. Back Up Essential Documents
For many businesses, it's important to have access to various documents after a fire occurs. Important documents, such as building permits or documentation of inspections, can be backed up on a cloud as part of your business's contingency plan. Providing these documents to your business's insurance provider and a fire damage restoration company can help to make the claims process as well as the restoration process easier.
3. Prepare an Evacuation Plan
If a fire does occur in your business in Shawomet, RI, it's often important to evacuate the building in a timely manner. Placing a visual guide that displays the escape plan around your building can be helpful to staff and visitors. It can also be useful to practice your escape plan routinely with your staff in order to answer any questions that your staff may have and to ensure that everyone knows what to do if a fire occurs.
Fires can occur with little warning, and it's important to prepare your business for disasters of all types. Though you may never need to use your contingency plan, having one in place can help you be more prepared if a fire affects your business.
Does a Renters Insurance Policy Cover Fire Damage
Fire damage in East Greenwich,RI
Does a Renters Insurance Policy Cover Fire Damage
While a fire is hard enough on a homeowner, it is especially difficult for a renter who doesn’t exactly own the property that they reside in. However, most renters will have renters insurance policies. Although, many people don’t understand whether they are covered for fire damage or not. Fortunately, most policies have what is called peril coverage, and this often results in renters being covered for fire losses. However, it is essential to understand what constitutes losses.
1. Personal Property and Loss of Use
Most policies will cover personal property and loss of use due to fire damage. Therefore, if you can prove the loss of your computer or other valuables, then you are likely covered. Additionally, if the fire forces you out of your apartment for an extended period of time, then your policy will likely provide some funds for alternative living arrangements.
There is an aspect of most renters insurance policies that will protect the holder from liability, meaning that if you accidentally caused the fire, you will not be held personally and financially responsible. Therefore, your policy will cover the damage rather than the expense coming out of your pocket.
3. Medical Expenses
Additionally, if others were hurt as a result of a fire that you accidentally started, your policy will likely cover their medical expenses up to a certain point. Your plan should also provide some protection for you in these circumstances.
Beyond protecting you against liability and medical expenses, your policy will typically assist with some of the restoration expense. Contact a fire restoration specialist in the East Greenwich, RI, area or your insurer to discuss potential coverages.
A renters insurance policy is a useful tool, especially in situations where you were inadvertently at fault. However, these policies are overall protection against a wide array of perils that were either caused by you or the property owner. Having insurance ensures that you and your property are protect
How To Protect Your Property From Cigarette Fires
Cigarettes continue to cause a high number of house fires in Cowesett, RI
How To Protect Your Loved Ones Safe From a Cigarette Fire
Cigarettes continue to cause a high number of house fires each year, even though the number of smokers has dropped dramatically. Here are five easy ways to keep your property and loved ones safe from a cigarette fire.
1. Keep Lighters Away From Children
Kids, especially very young ones, may be completely unaware of the dangers of playing with fire. Make sure that cigarettes, lighters and matches are stored out of reach of children. Educate youth about fire safety.
2. Don’t Allow Smoking Indoors
Many objects and items in your home are highly flammable, including books, upholstery, curtains and carpets. To avoid the risk of starting a blaze from a spark due to a lit cigarette or hot ashes, make it a rule that smoking must be done outside of the house.
3. Never Smoke When Tired
If you smoke when you’re drowsy, you put yourself at risk of falling asleep and starting a cigarette fire. Even if you don’t feel sleepy, do not smoke while reclining or lounging to reduce the chances of dozing off with a lit cigarette in your hand. Always avoid smoking in bed.
4. Use Proper Ashtrays
Remember to use sturdy ashtrays when smoking, and fill them with sand if possible. Douse ashes and cigarette butts with water before emptying them into the trashcan to reduce the chances of an ashtray fire. Never extinguish cigarettes in vegetation, such as grass or leaves that could be dry and may present a fire hazard.
5. Avoid Smoking Near Medical Oxygen
Oxygen tanks are extremely flammable, and smoking around them could cause them to combust. Likewise, avoid lighting up around any chemical that may start a blaze.
Taking these precautions can keep your home in Cowesett, RI, safe from a dangerous cigarette fire. If you need assistance or have questions about fire cleanup, reach out to a fire restoration company for help.